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Working Poor

Posted in timberhstn on Feb 22, 2008

Okay seems I just spent 2 hours writing a post and had too much to say, I dont think it posted. LOL! Well phooey, Ill try to shorten it. My problems seem so small and I hope I can lend some support to you all, even if it is for now, only in words. Right at this moment Its all I got.

Mom of 4.5 children, a 19 yr old son who is stationed in Virginia in the Coast Guard, and 18 yr old Daughter in law (thus the .5), that I have raised for a year, and still am, a 15 yr old son, and two daughters 11 and 9.   I also have 2 dogs and 2 cats.      My hubby and I have been together 16 yrs. He is an awesome man, would give the shirt off his back if he could. He is a good man and I am very lucky to have him.        

We however are what you consider the working poor, both have full time jobs, minimal pay....only bills we have are mortgage 1500$ electricity $250, gas $200, water 150$, car notes $720, insurance $250, and a payday loan $120 (BTW DO NOT GET THESE!!! I have had mine for a year and we are just paying the interest on it). We have numerous medical bills which I ignore, and are supposed to have more as my husband is supposed to get back surgery. But he cant just yet, as we need him to work.  It costs to much even with insurance. We have no credit cards, thank goodness, do not want any either. With the rising cost of gas it is getting us farther and farther behind, we have to buy it though to get us both to work. My husband uses alot of it, $20 to $40 a day, as he travels all over the area and then some. I use my car for work and the kids. Its killing us slowly.

Between food and gas, and trying to keep our utilities paid, we have fallen so far behind I dont think we will dig out. I am 1 month behind on both cars, and 1 month going to be 2 behind on our home. I just paid Januarys... it  Took us 15 yrs to finally get a house, and in 5 mths of living here we may lose it, it makes me feel useless. There are times I just feel like curling in a ball, I am just so depressed, somedays. If anyone has any advice I will gladly listen. I am at a loss, we cant qualify for public assistance, Where else can you turn?

I know I always say the sun always rises, but somedays I sure wish the clouds would part so I could enjoy it.

Anyway hope this was shorter and it will post, sorry if I made your eyes bleed. Anyday is a good day if you wake up and breathe. :O) Like I said my problems are small. Any advice would be helpful.

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